Your First Meeting

Your First Meeting

Our goal for each first meeting is to listen to your concerns, aspirations and reasons for reaching out to CCWM.  At the end of each meeting you will know:

  1. the scope of CCWM’s services
  2. if we can help you
  3. the next steps
  4. how CCWM gets compensated

Before Your First Meeting

  1. Review our SEC ADV forms here and here and our privacy notice
  2. Complete our Personal Financial Planning Questionnaire

CCWM is an independent, fee only, registered investment advisor.  We base our investment advisory fees on a percentage of assets under management.  For personal financial planning, we bill hourly.  In the event a client decides to purchase an insurance product, we design and broker such products through an affiliated company, Citrin Cooperman & Company Financial Services, LLC (CCFS), which is a licensed insurance producer.  In such event, CCFS receives a commission paid to it from the insurance company.